According to the National Fire Prevention Association, a home fire occurs every 93 seconds. This makes fires one of the most common causes of house damage. House fires are generally covered in most homeowner’s insurance policies. While the thought of dealing with a house fire may be scary, it’s important to be prepared for the possibility. From how to prevent a fire in the first place to how to deal with the aftermath, this guide has you covered.
In 2018, the United States lost $25.6 billion due to fire damages, according to the U.S. Fire Administration. Residential fires make up 30% of all fires and are caused by cooking more than half the time. In order to avoid ending up like one of these statistics, take these precautions:
Even if you’ve done all you can to protect yourself and your home, accidents still happen. This is where homeowner’s insurance comes in. Most standard plans cover the cost of house fire damages. It also usually covers your personal belongings and any expenses for lodging and meals above and beyond your normal living expenses, up to your policy’s limits. Fires caused by war and nuclear radiation are generally not covered, however, and neither are fires set intentionally by the homeowner. Additionally, fire damage to a vacant home is also not covered if the home was vacant for more than 30 consecutive days at the time of the fire.
If your house fire damage falls under what your insurance will cover, you’ll want to take these steps:
Even if there is structural damage, your home may still be repairable. Find a reputable professional restoration company and work with your insurance to get your home restored. These professionals understand how structures and contents react to heat, smoke and fire. They know what steps are needed to minimize the damage for property owners. They have the equipment to thoroughly clean the home’s contents and structure to eliminate the smoke odor.
If you’re located in Florida or Alabama, reach out to Complete DKI for your restoration needs. Our full-service fire damage company specializes in cleaning and repairing properties that have suffered fire damage. We’ll work toward protecting and securing your property from further damage. We are experts understand every fire is unique and poses unique challenges when it comes to restoration. Complete DKI is your one-stop-shop for all fire damage services and can help bring your property out of ruins to its original condition.
Complete DKI is a leading restoration contractor with offices in the Pensacola, Fla., Tallahassee, Fla., and Mobile, Ala., areas.
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